New: Recommend a New Car or just moan about random cars 🙄

[ICHM]

Subaru Legacy, ugly but it will suit you.

[coco]

@htm_1968

Jackie took a photo of a Panamera parked horizontally across 5 or 6 spaces. I posted it on the pre-Armageddon AA. The Panamera seems to be the most cuntish safetycuntmobile available to the discerning Cunt who seeks to annoy the maximum number of normal folk by parking like a cunt.

I think…

So, perfect for @MGOwner

[crimsondonkey]

[MGOwner]

@Valvebloke

So you get 3 years without an MOT versus 2-2.5 years without an MOT. That doesn’t sound like a huge win.

It’s been illustrated this week that a new car PCP at 0% APR for 3 years, is much better value than a second hand car @ 4% APR then expenses around the 50K mile mark plus MOT.
Over £1K worth of work this week because I took the car for 42 months. Advisories can be ignored if it’s change over time but not for 6 months.

[J_B]

Wow! 1K? What was wrong with it? How many miles?

[crimsondonkey]

@MGOwner

It’s been illustrated this week that a new car PCP at 0% APR for 3 years, is much better value than a second hand car @ 4% APR then expenses around the 50K mile mark plus MOT.

Does that factor in ownership of the vehicle at the end of the comparison period?

[thebiglebowski]

@J_B

Wow! 1K? What was wrong with it?

It’s a Mazda.

[MGOwner]

50K - corroded rear brakes replaced plus pads. Front pads. 2 front tyres. £390 for the service (which I wouldn’t have done if I’d have changed up at 3 years.

[MGOwner]

No. I don’t want to own it. I don’t want the hassle or depreciation.

[thebiglebowski]

If you want a hassle free car why not just get a BMW 320i on PCP?

[gthang]

How many miles are you doing each year?

[Valvebloke]

@MGOwner

I don’t want to own it. I don’t want the hassle or depreciation.

So your alternatives might be i) abandon it in a layby, ii) donate it to charity, iii) sell it. If you chose iii) you would get some money. That could affect the result of the calculation.

Incidentally I’m about to find out exactly what the costs of an MOT around the 50k mile mark are as mine goes in for just that in 3 weeks or so. I’ll be very disappointed if it’s £1k, and mine’s a 61 plate. That said, I have had to pay for the odd tyre. Do you not have to do that on PCP ?

VB

[crimsondonkey]

@MGOwner

I don’t want the hassle or depreciation.

But PCP means all you’ll have is the depreciation you’ve just funded?

[gthang]

You’ve got away lightly so far. Get rid of it asap.

At 58K my 6 had to have a new Turbo, camshaft, fuel pipes, oil strainer, engine wiring and a load of sensors and other stuff. About £4k (under warranty). I was offered a free tank of fuel for the inconvenience of breaking a lot…so every cloud.

[MGOwner]

@Valvebloke

Do you not have to do that on PCP ?

Yes. And you must replace like for like.

[MGOwner]

So, to the OP

[gthang]

You might be able to get a OK spec Mondeo for £400 a month, they are good cars.

[MGOwner]

Shortlisted.

[gthang]

Kia Optima Sportswagon. They do them with a DSG

[AmDismal]

If you’re going to buy diseasel, don’t buy Japanese. They don’t do it in their own country, so it won’t be as well developed.

My Mazda (petrol) is currently 14 years old, has never been off the road and every service has been done same day and cost under £500.

If you are wedded to oil and not French, you’re left with German or the wrong choice. PCP takes into account used values, so you’re basically straight to BMW. 3 series tourer.

You are, as an aside, losing a lot of the benefit of these, as they have very low CO2 emissions so very low company car tax.

Running a car that is a few years old is much cheaper than new. But tends to impress the family less…