Fair comment, insurers offer a number of policies don’t they?
You just have to look at the USA to see what a catastrophic shot show giving insurer’s free reign does.
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Have you been in the Slaughterhouse recently?
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I used to pay hundreds of pounds a year just in tax to have private healthcare that I didn’t want and couldn’t really use.
When I first got ill, the private healthcare got me quick appointments. Turned out the guy was really not very competent - private dermatology is mostly doing elective trivia, not dealing with serious disease.
I had the number to get anything approved burned into my memory. Blood tests? “Don’t go to that lab, you need to go here.” Prescriptions? “That’ll be £127.30 please.” And after less than a month, “you are getting close to your annual limit for outpatient treatment.”
Private healthcare is for healthy people.
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As @Ruprecht says, there will be a number of policies. What this bunch of wankers in charge have in mind bears no resemblance to the employer provided limited medical cover you describe, and is more akin to the shit show @tmc mentioned.
The Achilles heel of any so-called comprehensive private/ insured model of healthcare is urgent and emergency care, and care of the elderly. Its fucking expensive and can only really be done at scale. So what you end up with is as well as two tier system is people who run out of money and/ or policy cover being shoved out on the streets in their jim-jams holding an IV stand or the elderly being pillowed in the night to avoid bankruptcy.
Private healthcare is for employers to get their workers back in circulation mostly.
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In the last 15 months my direct experience (I’m including Claire) has involved, in no particular order and quite often multiple times:
Oxford Centre for Diabetes, Endocrinology and Metabolism
A&E
The Oxford Eye Hospital
Surgical Emergency Unit
Ambulatory Assessment Unit
Respiratory Medicine
Hepato-Pancreato-Biliary Surgical Unit
Radiology
Colorectal Surgery
Dietetics
Nuclear Medicine
Oncology
OUH Trauma Service
Endoscopy Department
Oxford Heart Centre (Cardiothoracic Surgery)
Pharmacy
Hand and Wrist Service
Neurosciences (Surgery and High-Care)
OUH Acute General Medicine
the latter being the ward they put you on if you’ve got so many different things wrong with you that you need a dedicated doctor just to try and co-ordinate all the other doctors. It’s a lot of experience, and believe me I wish it wasn’t.
As for statistics, well, they’re extremely useful tools in the hands of experts but can be wholly misleading otherwise.
Indeed.
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Ms Khan, my H&W consultant at the Nuffield Orthopaedic, saw me for the first time on Monday. She seemed very good.
Sadly it’s 14 months since the fracture (she called it “a shocker”) and more than 7 months since I last had any actual treatment for the wrist. As I said, the problem is not having the expertise here it’s actually getting time with them.
“Whoosh” 
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Consensus seems to be, live in a hospital.
Tho i dont think Jon is a piss soaked old cunt on deaths door, so that shpuld allow him to ignore hospital stats when choosing a location 
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If you like congested roads, overpriced housing, limited public services, and a general air of arrogance, check out north Oxfordshire.
I’ve never regretted relocating here 15yrs ago, not once.
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So, I give up. Where have you already decided that you’re going to Jon @TMC ?
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“I’ve applied for a job in Sheffield, and Liverpool and Manchester”
- I’m guessing Truro.
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He’s prolly realised he’s better-off fucking-off back to France
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I think the take away from the crystalline responses here is to get chryogenically frozen somewhere happy, Possibly Newcastle as the North sea would do the first part gratis.
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Surely you must miss Monnerville G
Is the correct answer. Try life in central Paris for a spell Jon. I spent a very happy decade there.
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Really, no. I just couldn’t be arsed to head off in the direction of how fit both Ms Khan and Nicky (my new ‘hand therapist’ - yup that’s what it says on her treatment room door) are*. When I was @josh’s age it might have been different.
*Both lovely.
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