woohooo all done and off to pickup the keys this afternoon.
Yep was very quick, from offer to completion was pretty much 60 days. The solicitor was saying that according to the law society the average completion is 150 days at the moment so a massive result.
Very lucky there was no chain either side and the mortgage went through really quickly (was expecting lots of questions as I was contracting for the last 7 yrs)
They didnāt ask a thing about previous employment, just told them Iād been working at NATS for 9 months and they accepted that. The mortgage broker said that Bank of Ireland are one of the more cautious lenders but they offered me a decent rate (5.19%) within a week of applying.
TBF after many years of being an absolute buffoon with credit and debt Iāve had a perfect credit score for the last 10yrs
House keys now in my pocket and off to B&Q in the morning to pickup paint samples.
After eons of renting I can now paint the ceilings brown and be done with acres of fucking magnolia.
Helās latest lottery winning fantasy, ticks one of her major wants - indoor swimming pool. Ticks one of mine too which is enough grounds to lose the dogs in, and a separate house for when Hel finds out and blames me.
If you can see past some of the Tkmaxx ācontemporary furnitureā and liberal use of a grey paint swatch , there are still some nice original features that they havenāt managed to completely destroy or rip out.