I use A’Plan as a broker and my policy is with Covea, but to be honest I don’t think mine is much less than your quote. The policy is actually through A’Plan private insurance, which I was referred to through the normal broker as I had some unusual requirements.
Might be worth trying A’Plan just to see if they offer a new customer discount.
I’ve just run a quote for M&S (premium) and it is giving a price of £250 for buildings nad contents combined. Can’t be right. £50k limit for watches and jewellery. Single item limit of £15k.
now i must be doing something wrong here , i live in the highest risk area and have unlimited contents cover for about 87 pounds a year with aviva . i have never had to claim but i wonder how different they are to hiscox
[ i may have said before but when i had the same policy through a broker it was just under 400 quid ]
I found having accidental damage on policies makes them quite a bit more expensive so have cut that out , the utterly stupid thing is that we get charged for under 100 quid for contents cover and quoted 5k for car insurance for the nipper !!!
Claims for people with life changing injuries requiring full on medical care for the rest of their lives + damages due to car crashes comes out a lot more expensive than a burglar nicking your telly.