Shit you just learned (probably from the internet.)

I was sitting in the sun outside work recently when a guy cycled up to me and asked me for spare change. I rarely carry cash these days and said I had none on me.

“No worries”, he said, “I have a card reader”.

2 Likes

They’re all just tokens fellas, just maybe not the ones you’re used to.

The yoof look at me weird because I use a card instead of a phone.

The charity shop at the end of our street is cash only, but they’ve had to put a large poster on the shop door saying so to avoid confrontation with plastic only or (more and more) phone only customers at the till.

Our Sainsburys will take cash though, even at the self-service checkouts.

I think the nearby Nandos might struggle with cash. During covid, when eateries had to capture names and addresses as part of the track-and-trace disaster, they implemented that through a smartphone app. No smartphone, no entry.

Sooner or later we are all going to regret the majority becoming enslaved to commercial personal tech. Those of us who haven’t won’t be safe as the majority will have to choose between starving this week or surviving another fortnight by eating us.

2 Likes

Ok, here’s the story.

I wanted to use some of my cut from the Funzie Casino profits :wink: to buy a new-to-me (second hand) car from a main dealer. What. a. fucking. carry. on.

“We can offer various forms of finance sir”

No thanks, I’ll be paying the £9k balance in cash

“Oh, ok but I must offer you the alternative methods to purchase this car”

No point, I’m paying cash

20 minutes of further (apparently mandatory) explanations of how I could purchase the car…

I’ll be giving you cash, thank you.

“That’s fine sir, I just had to go through the options of the alternatives you could have chosen”

Ok, you’ve done that now, can we get on with it?

“Yes, will you be paying by card or bank transfer”

Eh? Neither, I’m giving you cash, like I’ve already said, at least three times…

[startled look] “What, you mean actual money, that sort of cash”

Well what other kind of cash is there? I’m going to pay you in cash.

“We can’t accept cash, err, at least not that much”

FFS. So how much can you accept?

[checks with boss] “£5k maximum sir”

Ok, when I collect it on Friday I’ll give you £5k cash and a banker’s draft for £4k

[checks with boss] “we can’t accept a banker’s draft”

You ARE fucking joking? You won’t accept a banker’s draft?

“Sorry, the balance has to be paid via bank transfer or card”

[sigh] Ok, see you Friday.

I thought it was hard enough finding the right car, it turns out it’s twice as fucking difficult to buy the bastard thing!

5 Likes

What a fucking arseache!

1 Like

I thought you were talking about buying a coffee with cash versus a card.

Large amounts of notes == money laundering or tax evasion where I come from.

Thank goodness electronic payment has rendered those impossible :grin:.

3 Likes

Me too. I’ve never been arsed to figure out how to pay using my phone.

2 Likes

To the cunts leading the charge this is a feature, not a bug.

2 Likes

Money laundering is a big issue and the banks (and therefore their customers) have to comply with loads of regulations.
I sold a watch a while ago for £7.5K and the buyer flew in from Prague with cash because of all the brexit fuckwittery and time delays on transfers.
It took me 2 hours and a load of being passed from pillar to post in the bank to pay the cash into my account.
Very few retailers will take cash for any large transaction.
They protect themselves by having an audit trail

It’s 5k cash FFS if you had 50 transactions of it in 5 years have a butchers … otherwise fuck off it’s not illegal.

2 Likes

Nor me, don’t trust the phone app. Says someone who has a card in his phone cover.

I actually have a card in the Apple Wallet or whatever the feck it is called. I just don’t know how to use the phone to pay, and I’m very, very happy with that state of affairs.

1 Like

Straw man.

Right back on the fallacies I see.

And by the way no offence meant for the above.

Spot-on - Their utopia is our dystopia :ok_hand:

Large?

It’s not like I was buying a 2nd hand £100k Ferrari, it’s £9k ffs.

They’re happy to take £5k cash on friday, I don’t think £9k is too much of a stretch. He happily accepted a £1k deposit in £20 notes today… (although he did say this had to be part of the £5k limit :scream: )

^This

You could relocate. There are nicer places where that’s a fallacy.

I get over 10k cash payments being a hassle but 9k should be straight forward.

Large = over £5K
I was told that after a couple of hours at the bank that if I had paid the money in over two days it would have been fine.
I think your car showroom are probably following the rules laid down by the bank.
£5K seems to be the trigger point for ‘suspicious activity’