Ay up
My house insurance quote has jumped up by 25% for this year.
I do declare as separate items all the HiFi and musical instruments I own.
Just been on comparison site and getting equally expensive quotes.
Is everyone experiencing this and any ideas on best value providers with good service.
Thanks
Ours went up by around the same % last month.
Nothing has changed from the previous year.
I did check a comparison site, roughly the same price from other providers
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Rather stupidly I emptied the ash from previous nights fire into the wood bag thinking it was cold. Went out for the day and came back to the house full of acrid smoke.
Really lucky as it just smouldered for several hours and didn’t catch fire, house stinks and carpet ruined, very lucky. Don’t scrimp on house insurance, you might need it one day
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I think the cheapest deals aren’t necessarily on the comparison sites.
I got a quote from Saga for my car a few days back for shits and giggles as I now qualify as an old git.
It was 3x my recent quote from the opera meerkats. So they can get in the bin the scamming twats.
We are still with M&S for Home insurance. Single item cover up to 15k without having to list it and total contents cover of I dunno but enough.
Martin Lewes website says there is a 26% rise on home insurance this year.
You might have done everything suggested here but worth a read
Anyone got any recommendations for buildings insurance based on actually having to make a claim?
Yes marks and Spencer’s were fantastic but expensive to renew.
Halifax we’re ok too but needed more evidence of ownership and renewing costs before paying out.
We had a huge flood at 3:00am on Xmas eve. LV= got an emergency plumber to us by 8:30, and sorted out the aftermath for us superbly. My premiums nearly doubled, but I’m happy enough to pay it this year given the nearly flawless service. They did a marvelous job repairing what was quite extensive damage.
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Did anything of note happen to them? Entire town swallowed up by a sink hole or something?
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The insurance company found out who their neighbour is.
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Nope. Not made a claim in 25 years, not an old property (like ours), off road in a private access.
Just ludicrous algorithm spike, I guess.
There’s clearly a flooded sex dungeon that you know nothing about.
Clearly 
M&S wanted over a grand for our renewal.
Balls to that. The meerkats lopped that by over 50% even after I listed my shiny gewgaws. Policy underwritten by Aviva so should be ok.
They did that to me too. I just took out a new M&S policy with them in my wife’s name. It saved £550! Bloody cheek.
Another year, another bullshit renewal quote and hours of scouring the small print on the alternatives to ensure stupidly priced hifi items are covered.
This year it’s Quote Me Happy which I think is an Aviva co. with lower prices and higher coverage, weirdly.
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Fucking annoying isn’t it ? The kit tends to be doable, but the records, sketchy at best.
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