We both have a John Lewis partnership card because middle class and Waitrose vouchers.
The backing bank for this is changing from HSBC (I think) to New Day at the end of October, so the old card will stop working and you have to re-apply.
Date of birth, marital status, employment status. Annual income, err, zero? Spouseās income that is available to pay your bill, err, zero?
Insta-rejection
A bit annoying because itās my āonlineā card for Google, Amazon, eBay, you name it.
New Day, my old Debenhams card ended up with them, I couldnāt close the account quick enough. Not the best. More sub prime is how they appeared to me.
Assume you have an income in the form of a pension or investments etc.
Just put down an arbitrary number of something like Ā£40k on the application, they donāt validate income against anything, they just run a credit check for late/non payments or fraud etc.
(in my defence, I was at work)
