The large American bank who just rejected me for a job application can have one.
Rejection is fine, and in my mail to the recruitment guy I even said I didn’t think my experience matched what they were after, however I uploaded my CV to their system on the 6th OF BLOODY JUNE.
I had an interview in Feb or March for a Solicitors position with JCP, despite being promised feedback on how the interview went I have heard nothing, not even whether I got it or not. I might or might not be due to start their on Monday (I have found a better job in the meantime).
Probably happened to me 10 times since mid-March. A couple of companies distinguished themselves by providing prompt feedback, the majority just disappeared.
It’s particularly irksome when they ask for a large investment of time up-front e.g. exhaustive technical tasks, multiple interviews. One bunch of clam-jousters interviewed me 5 times then went silent.
Cockpunch of the highest order to the email hackers who somehow got into a friend’s bank accounts and emptied nearly £300k that was set up for buying a house.
There is a scam I’ve heard of that involves thieves imitating the solicitors email and telling the buyer that their bank details have changed and that the money is to be transferred into a new account.
I don’t understand why the government doesn’t make the banks liable for this kind of fraud. That is the only way that the bank would then introduce additional checks (name lookups, traceability etc) in the case of bank transfers.
The choice to make it sort code and account number is one made by the banks. They have the power to change it.
But my method for dealing with these clowns is to keep them on the phone as long as possible giving them increasingly more ridiculous answers. My record is 23 minutes for one of the ‘you’ve had an accident in the last 6 months’. I concocted a bad motor accident detailing injuries and hospital procedures etc. I especially enjoy the ones from Microsoft telling me I have a virus. I told one guy I’d better go to the Dr.
It’s a real help, but you still need protection from error as well as fraud. And much phishing works without them having access to your bank - they convince people that they are the legitimate recipient, and then people log in and make the payment.
I generally don’t do bank transfers for large amounts without doing a test transfer first - put in £10, verify with recipient, then transfer the rest. My bank also won’t allow me to transfer more than £1k to a new recipient.
Presumably they transferred it to another bank account ? Surely it’s not beyond the wit of man to set up a scheme whereby very large transfers (I don’t know, more than £20k maybe, or some sum agreed with the account holder) can only be made to accounts which allow clawback in the event of fraud ? For goodness sake, Paypal can prevent you from making a cash withdrawal for a few days after you’ve been paid, just so they can be sure that you’ve delivered the goods you promised.
My bank dropped the daily transfer limit from £10k to £1k. But when I bought the Mrs’ car on the same account, the £8k debit went through instantly at the dealer’s terminal with just the pin. How does that work
The problem is that you have to be able to protect both sides.
But I like the idea of different kinds of accounts - a solicitor’s client account could be whitelisted as one that can receive very large amounts, say.
While this might mean that buying a car from a used car dealer for £20k might have an extra level of red tape (and hence cost), I’m not sure I actually see much downside with that.